Payment & Insurance
At Trailhead Therapy, we believe families deserve clear, transparent information about the cost of services. Whether you're using insurance, private pay, or out-of-network benefits, we're happy to help you understand your options and find the approach that works best for your family. We currently accept many commercial insurance plans and also offer private pay services. If you're unsure about your coverage, we're happy to verify your benefits before your first visit.
Choosing between insurance-based services and private pay looks different for every family. Coverage, out-of-pocket costs, and treatment flexibility can vary significantly depending on your individual insurance plan and preferences. We encourage families to contact their insurance provider directly to better understand their benefits, copays, deductibles, reimbursement eligibility, and coverage limitations in order to make the most informed decision for their family.
Understanding Your Options
May require authorization or proof of medical necessity.
Copays, coinsurance, deductibles, and visit limits vary based on your individual insurance plan.
Frequency and duration of services may be guided by insurance requirements.
Coverage for evaluations, treatment sessions, or areas of support may vary between plans.
Families may be responsible for out-of-pocket costs depending on deductible status and plan benefits.
Insurance-Based Services
Private Pay Services
Services are accessed directly without insurance authorization.
Transparent fixed session rates that are not dependent on insurance coverage.
Treatment frequency and duration are determined collaboratively based on individual needs.
Families pay directly for services at the time of care.
Superbills are available for families seeking possible reimbursement through out-of-network benefits
In-Network Plans:
We accept a variety of commercial insurance plans, including:
Blue Cross of Idaho
Regence BlueShield of Idaho
PacificSource
St. Luke's Health Plan
Coming Soon: Select Health
If you're unsure whether your insurance is in network, we're happy to verify your benefits before your first visit.
If we are not in network with your insurance plan, we can provide a superbill for families seeking possible out-of-network reimbursement. A superbill is an itemized receipt that can be submitted to your insurance provider. Depending on your individual plan and benefits, reimbursement or deductible application may be available. Because coverage varies significantly between plans, we recommend contacting your insurance provider directly to better understand your out-of-network occupational therapy benefits, copays, deductibles, and reimbursement eligibility. We also offer private pay services.
Our Care Model
All services are provided directly by licensed occupational therapists at the master’s or doctoral level. We intentionally prioritize individualized and thorough evaluation, treatment planning, continuity of care, and meaningful collaboration with families throughout the therapy process. Our approach is grounded in evidence-based, multisensory care designed to support regulation, participation, and everyday functioning in a way that feels practical, supportive, and sustainable.
Private Pay Rates:
Initial Evaluation
$250-300 depending on complexity and number of assessments utilized.
Evaluations include caregiver interview, clinical observation, standardized and non-standardized assessment measures as appropriate, scoring and interpretation of findings, development of an individualized plan of care, and a written evaluation summary with recommendations.
Evaluation components are selected based on each child’s individual needs, concerns, and clinical presentation. Follow-up review and collaboration with caregivers are included as part of the evaluation process.
Occupational Therapy Sessions
Session length and frequency are individualized based on clinical needs, regulation, goals, and scheduling considerations.
Sessions typically range from:
45 minutes: $125
60 minutes: $150
Social Groups
Pricing and upcoming group offerings will be announced soon.